Employee Plan Options

We understand your employees have different degrees of knowledge and interest in investment management. Some want to be hands-on with their investments and others hands-off. Your plan can offer options that will feel right to both of them. Our offerings meet your employees where they are.

Options they can consider

Do it for me

Professionally managed accounts

This service takes the load of investing off the shoulders of your plan participants and places the responsibility in the registered investment advisors you choose as the plan sponsor.

The plan sponsor, and not Nationwide, selects the registered investment advisor used in conjunction with managed accounts. The plan sponsor must determine whether this service is appropriate for participants.  Additional fees apply for this service.

Lifestyle/target maturity funds

These “hands-off” portfolios offer an asset mix according to the level of risk and return that is appropriate for a participant’s current life situation.

By investing in Lifestyle/Lifecycle funds, you receive asset allocation services that you wouldn’t receive by investing in the funds directly. Many of these funds invest primarily in other funds. Because you’re investing indirectly in other funds, you’re paying a proportionate share of the applicable expenses of those funds (including management fees) as well as the expenses of the Lifestyle/Lifecycle fund.

Help me do it

Designated funds

This option allows participants to work with an investment professional to pick funds from a variety of asset classes and fund menus.

I’ll do it myself

Nationwide Financial^® Fund Window

If your participants truly want to pick their own funds, this option is for them. The Fund Window gives your participants access to any of the hundreds of investment options available in our retirement products, even outside your plan’s designated funds.

Please note that the investment options offered through Nationwide’s Fund Window have not been individually selected and are not monitored by your Plan Representative. These investment options may require investment expertise and/or professional management advice to prudently manage.  In addition, some of these investment options may have higher Nationwide asset fees than the investment options selected by your Plan Representative.  Nationwide does not make recommendations or give investment advice. 

Self-directed brokerage account

Through this account, your participants can invest in basically any publicly traded mutual fund or stock.

Self-directed brokerage services are available through TD Ameritrade Corporate Services, Division of Ameritrade, Inc., a registered broker-dealer not affiliated with Nationwide.

 

Before investing, understand that mutual funds and annuities are not insured by the FDIC, NCUSIF, or any other Federal government agencyand are not deposits or obligations of, guaranteed by, or insured by, the depository institution where offered or any of its affiliates.  Mutual funds and annuities involve investment risk and may lose value.

Trust programs and trust services are offered by Nationwide Trust Company, FSB a division of Nationwide Bank.

To learn more about the investment options Nationwide offers, give us a call at 1-888-262-401k.

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