Whole Life Insurance From Nationwide

With fixed-level premiums and conservative accumulation, it’s easy to understand how your whole life insurance policy works and there’s no worry that it’ll lose value.

Want to learn more about whole life insurance?

• 5-minute guide to whole life insurance (PDF)
• How much do I need?
• Choosing a beneficiary
• Fees and charges

 

Advantages and disadvantages

There are a number of reasons to consider buying whole life insurance. It's easy to understand. The payments are the same every month. And some whole life policies can be completely paid for after a certain number of years. Because your policy earns a fixed rate of interest, it's easy to predict the growth of your cash value over time.

Its uniformity means that this type of life insurance isn't very flexible. Meaning, you can't customize it however you like. But, for dependable and predictable life insurance coverage, whole life insurance may be a good option.

Keep in mind that as your life changes (for example, marriage, birth of a child or a job promotion), so will your life insurance needs. Make sure your whole life insurance policy suits your long-term needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges include costs of insurance that vary based on the insured's gender, heath and age. There are additional charges for riders that customize a policy to fit your individual needs.

Nationwide whole life insurance products

• Nationwide YourLife^SM WL

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Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees and protections are subject to Nationwide's claims-paying ability. Life insurance is issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

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