Nationwide Bank^® Direct Checking

Take care of your everyday checking needs with our basic checking account. With no minimum balance and no monthly maintenance fees when you sign up for direct deposit, Direct Checking keeps costs down so you can keep more money in your account.

Direct Checking features

No monthly maintenance fee with direct deposit
Free first order of checks
Free Nationwide online banking and free bill payment
Free online statements detailing monthly activity
Access to more than 37,000 Allpoint surcharge-free ATMs and 400,000 Visa^®/PLUS ATMs across the country
Free Visa^® debit card
Four free non-Nationwide Bank ATM transactions per month¹
Free money transfers between your Nationwide Bank accounts and from your accounts with other banks
Ability to complete transactions online, at an ATM, over the phone and by mail
Overdraft protection available with a linked savings account
$50 minimum deposit to open an account
FDIC insured²

Fees

No monthly maintenance fee with direct deposit; otherwise $5.00
Free online statements detailing monthly activity; $2.00 per mailed statement
Four free non-Nationwide Bank ATM transactions each month¹; $1.50 per transaction thereafter

See Account Terms and Conditions for further information.

¹First four non-Nationwide Bank ATM transactions per statement cycle are free, but surcharges from ATM owner may apply.

²On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

My Account

Log in to my:

Have your username and password ready.

Contact Nationwide Bank^®

Call

1-877-i-Bank-NW, 1-877-422-6569

Live customer care available:

Monday – Friday
8 a.m. – 8 p.m. ET

Bank by phone 24/7

More contact information

About Us

Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Nationwide, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2009 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Lines of credit, loans and credit cards are not insured by the FDIC. Nationwide Bank is an Equal Credit Opportunity Lender.