Equipment Breakdown Insurance – Equipment Failure Doesn’t Have to Mean Farm Failure

Today’s farm and ranch equipment is more difficult and more expensive to repair. Most farm owner policies exclude equipment breakdown coverage. Nationwide offers affordable equipment breakdown coverage built into your farm policy.

Farm equipment insurance is as important to your business operations as the equipment itself. In an age of technology – telephones, computers and electrical systems – your farm is dependent on a variety of machines to communicate with customers, to heat and cool your buildings and to house, store and sell your livestock, produce or grain. A breakdown can easily cost thousands and be compounded by lost income. With our new, low-cost equipment breakdown coverage, there’s no reason to risk a serious loss.

Equipment breakdowns can put your farm on hold

Nationwide understands that damaged equipment can mean lost income, so we offer comprehensive insurance for equipment breakdowns to keep your farm running smoothly. Here are some examples of equipment breakdowns that have happened:

• A circuit board failure leads to a liquid cattle feed leak.
• A tube failure drops a pump 600 feet to the bottom of a well.
• A grain elevator overload causes a main gearbox to crack.
• A compressor breakdown wastes refrigerant.

Farm equipment insurance protects equipment that is vital to your success

Most standard property insurance policies do not provide insurance for the typical causes of equipment breakdown. Equipment breakdown coverage protects against damage caused by power surges, mechanical breakdown, motor burnout, boiler damage and operator error. It can pay for:

• Boilers, pressure vessels, water heaters
• Electrical distribution systems
• Pumps
• Heating and cooling systems
• Refrigeration equipment
• Production equipment

Nationwide’s 24/7 claim service takes care of your farm

If a loss keeps your farm from operating smoothly, you can count on our team of farm insurance professionals to gather all the facts, assess the damage and settle the claim quickly and fairly. Just call our dedicated claims service representatives at 1-800-248-6283 anytime from anywhere in the U.S. or Canada, and we’ll help get things back on track.

Find superior service with Nationwide Insurance^®

Nationwide is the largest farm insurance writer in the country. As a Nationwide customer, you are entitled to 24/7 claims service, superior customer service, free loss control information and the financial stability that comes with an A+ rating from A.M. Best. Contact a local Nationwide agent today for a free farm insurance quote customized to suit your business needs.

Our safety tips and free boiler inspections help you provide a safe workplace and reduce your expenses. Taking time now to prevent accidents and injuries is a great way to save you time and money in the future.